The new year is upon us, and for most of us, that means an evaluation of our budget and spending. One of the top new year’s resolutions you’re likely to hear (after losing weight and exercising more) is spending less.
So, what’s in your wallet? No really, I’m not trying to mimic a commercial here! But I am curious — on an average day when you open your wallet, will you find lots of plastic or lost of cash? Which do you think is the most frugal means for shopping — cash or credit? I want to explore this topic a bit because I believe the choices you make here can make the different in sticking to your budget . . . or not.

Cash or Credit: What’s the frugal decision?

On an average day when you open your wallet would you find lots of plastic or lots of cash? Which is the most frugal means for shopping -- cash or credit? We are weighing the pros and cons of each.
I was given the honor of guest posting at BenandMe.com.  Please pop over there to read the rest of the article.